Spoty SME Loan

This loan is design for SME’s. You can get up to N1, 000,000 with no hidden charges, no collateral within 24 hours from the conform of your business premises.

Spotyloans Features


Spoty Kia Kia Loan

This loan will be disbursed within 60 minutes of loan application


Rapid Disbursement

Disbursement will be made directly to the customer bank account provided.


Full Transparency

As our culture, we run a 100 % full transparent solution, no hidden charge, all charges will be shown before disbursement are done to client.


Requirement for Spoty SME Loan

Loan maximum amount in N1, 000,000 only. Create an account with Spoty Loans platform website or mobile application. Fill a loan application form either online or offline, send recent business location evidence of ownership/Rent, home Utility bill, recent Passport photograph, official Means of identification, business records, Bank details for past 6 months, BVN details and send to or upload on the platform. Repayment method will be agree with our sales rep.