Spoty Pay Day Loan

Get instance cash up to N1, 000,000 within 24 hours with no hidden charges and no collateral. This is done under the best customer experience platform in the country with minimum interest rate.

Spotyloans Features


PayDay loan

This loan will be disbursed within 24 hours of application of the loan.


Rapid Disbursement

Disbursement will be made directly to the customer Salary account after KYC conditions are meet.


Full Transparency

As our culture, we run 100 % full transparent solution. No hidden charges, all charges will be shown before disbursement are done to client.


Requirement for Spoty Payday loan

Loan maximum amount in N1, 000,000 only. Account with Spoty Loans platform. Fill a loan application form either online or offline, send recent Utility bill, recent Passport photograph, official Means of identification, Bank details for past 6 months, BVN details with mobile number attach to it, send to or upload on the platform. Cheques for repayment or other means of repayment as agree send to sales rep.