Dear Valued customer, we do not collect any upfront payment before loan is disburse to you. Any such request is not from us. Spotyloans is your choice lenders. Thank you.

Our Products

Spoty Pay Day Loan

Get instance cash up to N1, 000,000 within 24 hours with no hidden charges and no collateral. This is done under the best customer experience platform in the country with minimum interest rate.

Spoty Kia Kia Loan

Get instance cash within 5 min with no hidden charges and no collateral. This is done under the best customer experience platform in the country with minimum interest rate.

Spoty SME Loan

This loan is design for SME’s. You can get up to N1, 000,000 with no hidden charges, no collateral within 24 hours from the conform of your business premises.

What makes us special

We are committed to providing consumer credit to our target market in the most efficient and convenient manner while ensuring best practices.

Our Commitment

We are committed to communicating openly and honestly to our clients throughout the funding process, while we educate and empower our clients so that they can make informed financing decisions. We believe in providing our clients with complete transparency throughout the process, and we take pride in steering our clients towards the healthiest and most responsible commercial financing solutions.

Our Core Values

  • Warmth
  • Trust
  • Professionalism
  • Responsive Micro-Lending service

Our Purpose

To reduce poverty rate in a systematic and lasting approach that help our client build assets, create jobs and raise their standard of living.

Get a quick estimate

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MONTHS
Estimated Monthly Repayment

Eventual repayment amount may differ after risk assessment

Testimonial